Comprehensive Insurance Solutions

Hospital Indemnity Plans

Protect Your Health and Finances with Hospital Indemnity

An unexpected stay in the hospital can be stressful, and so can the bills. Even with major medical insurance, you may still be responsible for co-payments, deductibles and other out-of-pocket costs.

Hospital indemnity coverage can help cover unexpected costs of your hospital visit, whether you're being treated on an inpatient or outpatient basis.

What is a Hospital Indemnity Plan?

When you are admitted to the hospital, a hospital indemnity plan provides additional benefits above and beyond what your current health plan would. Hospital indemnity plans offer lump-sum cash benefits that can be used for unexpected medical costs, out-of-pocket expenses, and even everyday living costs during your hospital stay.

Hospital Indemnity Coverage Use

Most primary health insurance plans do not cover all hospital costs. If you’re hospitalized, you can be stuck paying the amounts not covered by your primary insurance, and that can get expensive. A hospital indemnity plan covers some of the costs associated with a hospital stay and may provide extra coverage that your health plan doesn’t, such as:

  • Deductibles and co-payments

  • Medical testing

  • Lodging or transportation costs

  • Out-of-network care and treatment

  • Groceries and other household bills

Get Started Today

Get In Touch

17703 Gilbert Ave. SE, Tenino, WA, 98589

Contact

Hours

Mon – Sat 9:00am – 8:00pm

Sunday – CLOSED

Call 248-707-1975

Copyright Miriam Smith 2026.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.